Your jewelry is your personal treasures. They are statement pieces of who you are and they symbolize emotion and feelings from family and loved ones. They have great value and protecting them is important.
Most home insurance policies cover jewelry, watches and furs up to a combined limit of only $6,000, subject to the policy deductible. Many people have jewelry and watches worth much more than that. Think of your engagement ring, your wedding band, anniversary watches, a prized diamond tennis bracelet, most of these have a value over $6,000. This is why we recommended separate scheduled coverage for these special items on your homeowner’s or tenant’s insurance policy. Coverage is worldwide protection against loss, theft, damage and mysterious disappearance. The most common claim is a lost stone out of a ring.
The cost of adding scheduled jewelry to your home insurance is very reasonable. Typically the premium will range from 1½ to 2% of the jewelry’s appraised value.
Our customers tell us their most valued possessions are their engagement rings, a heirloom set of pearls, a diamond bracelet, or high end gold watch. These should all be worn with pride, not locked away in a safety deposit box for fear of losing or damaging it. With scheduled insurance for your jewelry you are protecting these valued possessions; your monetary purchase and value in the piece but more importantly you are protecting the memories and cherished moment attached to the piece.
We represent a variety of companies and are best qualified to help you determine the appropriate coverages and limits to fit your needs.
Ensure you have the right coverage in place with us.
Hubbard Insurance Group provided personalized service for your personal insurance needs.
Contact us today and let’s get working for you!
Email us at better@hubbardinsurance.com or call 905.696.9090 where you’ll be “Well Advised. Well ProtectedTM.”
Alternatively fill out the Get a Quote form; we will begin assessing your needs and contact you as soon as possible.
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