Individual Health and Dental Insurance
Health Insurance
Many expenses are not covered under the provincial plan and you may be left to pay for them out of pocket. Health Insurance plans offer you to be prepared for these expenses such as:
- Prescription drugs
- Vision Care such as eye exams and prescription lenses
- Paramedical services such as chiropodist, chiropractor, massage therapy and more
- Transportation by ambulance
- Hearing aids
- Orthotics
- Hospital Benefits such as accommodation
- Medical Equipment such as prosthetic appliances, crutches, oxygen and more
Enhanced health care plans offer flexibility to meet your specific needs. Have the peace of mind knowing that significant unexpected healthcare expenses can be covered relieving the burden of such expenses from you and your family.
Dental Insurance
Dental care is not offered under our provincial health insurance plans. Dental care expenses can be costly and add up for dental exams, cleaning/polishing, x-rays, extractions and other major restorative work such as crowns and bridges. Without a dental insurance plan some of these treatments are simply unaffordable, especially in the case of emergencies or unexpected dental disease.
Dental Care Insurance plans are available with a variety of options to maximize your benefit and minimize your monthly premium payment.
Both Health and Dental Care Insurance Plans differ primarily in how much you'll have to pay monthly for your coverage and how much you'll have to pay when the dental services are completed. Most plans require that you pay a certain co-payment for services, or meet a specific deductible before the dental insurance company begins payment. Other plans may limit coverage to a specific dollar-amount maximum per year.
Self-employed and looking for a benefit plan? As a business owner you have even more reasons to ensure that you are covered. There are various affordable health and dental plan available for sole proprietors and self-employed consultants.
We at Hubbard Insurance Group are able to review all these areas for you. We build a relationship with you to learn your needs, wants and goals so we can work with you in protecting the areas of your life and lifestyle.
Contact one of our Benefits Specialists today and let’s get working with you! Email us at better@hubbardinsurance.com or call 905.696.9090 where you’ll be “Well Advised. Well ProtectedTM.”
Alternatively fill out the Get a Quote form and we will contact you as soon as possible.
Other Insurance Coverage to Consider
INDIVIDUAL RRSPs
Planning for your future is an important component of protecting your lifestyle and assets. Registered Retirement Savings Plans help you do so.
Call Toll Free 1-800-900-2009