Recent weather in your area could affect your building.

PREVENTION IS KEY. Each year, roofs collapse due to heavy snow and ice accumulation. If you have a farm or commercial property, take action to prevent serious injury or property damage and Intact Insurance will reimburse you up to $1,000 in snow removal costs. 

Program Details

This program is recommended for all eligible commercial lines customers who carry all risks coverage. Intact insurance will reimburse up to $1,000 plus HST in roof snow removal costs, including the salary paid to employees if they perform the work.

In order to receive the reimbursement cheque, please:
• Take a picture before and after the roof has been cleared.
• Send the photos and invoice to your broker within the next 30 days. 

Our experience indicates that focus should be on buildings with the following characteristics:
• Buildings built before 1977
• Structures with flat roofs, slightly domed roofs or roofs with slight inclines
• Structures with different roof levels on which snow can accumulate  

 Before clearing your roof, take a few moments to review your property:

• Assess snow and ice accumulation on your roof: watch for patches or areas of compacted snow under fresh snow. Packed and older snow, or water and ice are much heavier than fresh snow.
• Look for any blocked drains, gutters, downspouts or ice dams; obstructed gutters can trap snow and ice on roofs, increasing loading that could structurally weaken your roof.
• If you notice any cracks, splits or sags in the roof or if there are severe roof leaks:
- Evacuate the building
- Remove any mobile equipment
- Cover equipment and stock with plastic to avoid water damage
- Back up your computers 

Talk to us today to find out if you’re eligible for this preventive program. Email This email address is being protected from spambots. You need JavaScript enabled to view it. or call us at 905-696-9090.