Buying travel insurance can often be a very confusing part of your travel adventure, and one that is often ignored until moments before boarding the plane. We strongly believe that everyone should carry some kind of health insurance when travelling because… life happens. Travel insurance is designed to offer financial safeguards in the case of events ranging from inconveniences (baggage loss) to calamities (emergency medical surgeries). If you plan to go abroad, our advice is to be prepared and expect the unexpected. 

We’ve outlined three things travelers should do after purchasing travel insurance: 

1. Review your policy to confirm benefits, coverage, exclusions and limitations. 
It’s always best to educate yourself about travel insurance which includes learning how to read your policy and understand your coverage before you travel. Benefits may include coverage both for costs incurred before a trip, such as non-refundable flight tickets, and during a trip, such as travel interruptions and medical expenses. Knowing what is covered and what is not covered can make a big difference in your experience when things don’t go as planned. 

Our advisors are here to help you avoid surprises should you need to file a claim. 

2. Know what to do in a travel-related emergency.
If you become ill and require medical assistance while abroad, contact Hubbard Insurance Group as soon as possible in any type of emergency situation. Our team will guide you to an accredited health care provider. 

3. Speak to one of our trusted advisors.
Without good travel insurance, an unexpected incident could ruin the remainder of your trip or even long after your return home. As your trusted advisor, Hubbard Insurance Group is always there to answer your questions and to clarify anything that’s uncertain or unclear about your travel insurance. 

For more information, call Hubbard Insurance Group at 1-800-900-2009 or email us at This email address is being protected from spambots. You need JavaScript enabled to view it.

Happy Traveling! 

Sources: Government of Canada, Allianz Global Assistance